Lease calculator
See the monthly payment, upfront costs and what the lease really adds up to.
Calculate my leaseFree tools. On your side.
Never overpay
on a car lease.
A low payment can hide an expensive deal. See the full cost, understand the fine print, and walk in knowing your numbers.
Free to use. No sign-in to start. No pressure to buy.
Your information stays yours. Using a tool is not a request for a sales call.
How we make moneyYour side of the desk
A smarter starting point.
Understand the car. Check the cost.
Choose your next step.
Check my quote
Put a dealer’s numbers in context. Find the fees and questions worth a closer look.
Look at my quoteVIN decoder + recalls
Get vehicle details and recall information. Start with the car, not the sales pitch.
Check a VINShipping estimator
Compare a car farther away with the cost of getting it to your door.
Estimate shippingLease vs buy
Compare the bigger picture of leasing and financing the same car.
Compare my optionsMoney factor converter
Turn a dealer’s money factor into a rough percentage and see what the lease financing costs.
Convert my money factorOne question at a time
Small tools. Clear answers.
Check the rate, the miles and the cash.
Keep the full cost in view.
Money factor converter
Convert either way and see how a small money-factor change affects your payment.
Open money factor converterMileage planner
Turn your driving plans into a mileage allowance and an estimate of excess-mile costs.
Open mileage plannerDue-at-signing itemizer
See what you pay today, what reduces the lease balance and what might come back.
Open due-at-signing itemizerCompare lease quotes
Put two to four quotes on the same monthly and mileage basis. Include upfront cash and delivery.
Open compare lease quotesNegotiation worksheet
Get a printable checklist and a dealer email that asks for the full deal in writing.
Open negotiation worksheetLease-end equity
Compare a written payoff with a market offer, then account for buyout tax and selling costs.
Open lease-end equityCheck a dealer documentation fee
See what to ask about a dealer's paperwork fee before signing.
Check this feeKnow what to question
How dealers
pad a lease.
You do not need to learn every term. Start with the numbers that change the cost.
Take a closer look at your quoteA payment without the full picture
Check the upfront money and the lease length, too.
Extras folded into the deal
Ask for every fee and add-on in writing.
A rate you cannot easily compare
Know the money factor and what it means.
Less jargon. More confidence.
A little knowledge
goes a long way.
The basics
Your first lease, explained.
What you are paying for, what to ask, and what to check before you sign.
The numbers
What is a money factor?
A plain-English look at the rate behind a lease’s rent charge.
The fine print
Which fees should you question?
Know what each line is for before you agree to the total.
Free tools. Shipping is separate.
Our lease tools are free. Ship A Car, Inc., our affiliated company, may earn money if you choose its paid shipping service. Using our tools does not send your information to Ship A Car. You choose whether to request a shipping quote.